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抵押贷款

为合适的房子找到合适的贷款. 比较一下澳门新莆京游戏手机版流行的抵押贷款.

最受欢迎的

固定利率抵押贷款

概述

  • 感兴趣 rate and payments remain the same for the life of the loan
  • 有效期为5年,7年,10年,15年,20年和30年
  • 首付低至购买价格的20%

一个好的选择如果:

  • 你想要的是可预测的、不会改变的月供
  • 你打算在家里住几年
  • Trade-off: 感兴趣 rate is generally higher than an adjustable-rate mortgage
固定利率抵押贷款 感兴趣 率  4月  点  每月 付款 贷款期限 (个月)

购买利率

30年期固定 3.000% 3.079% 0.0 $632.00 360
20年的固定 2.875% 2.987% 0.0 $823.00 240
15年固定 2.500% 2.644% 0.0 $1,000.00 180
看到所有利率

再融资利率

30年期固定 3.000% 3.079% 0.0 $632.00 360
20年的固定 2.875% 2.987% 0.0 $823.00 240
15年固定 2.500% 2.644% 0.0 $1,000.00 180
看到所有利率

固定利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. 以250美元的购买价格为基础的月供,000, FICO®分数达到740或更高, 40%或以上的首付, 贷款额为150美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed.

概述

  • 感兴趣 rate and payments are fixed for a set period of time then adjust later
  • 可以在3/6, 5/6, 7/6的ARM期限,30年摊销期限, 还有5/5 30年期和5/5 15年期
  • Some options feature up to 90% financing and no Private 抵押贷款 保险 (PMI)
  • 低费用和交易成本

一个好的选择如果:

  • 你想在贷款开始时降低还款
  • 你计划短期拥有自己的房子
  • 未来有可能降低利率
  • 权衡:在设定的费率周期结束后, 利率可以根据市场情况提高

 

可调利率按揭 感兴趣 率  4月  点  最初的月度 付款 最大的月度 付款

购买利率

5/5的手臂30年 2.375% 2.865% 0.0
个月1-60
$583.00
个月61 - 360
$929.00
7/6的手臂30年 2.375% 2.851%
个月1 - 84
$593.00
个月85 - 360
$946.00

再融资利率

5/5的手臂30年 2.375% 2.865% 0.0
个月1-60
$583.00
个月61 - 360
$929.00
7/6的手臂30年 2.375% 2.851%
个月1 - 84
$593.00
个月85 - 360
$946.00

可调整利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. 以250美元的购买价格为基础的月供,000, FICO®分数达到740或更高, 40%或以上的首付, 贷款额为150美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制. Please call for rate information about ARM products with terms other than those listed.

上面列出的5/5 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 有可能是利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上边际(2.25%)四舍五入到最接近的0.125%. 任何改变都可能严重影响你的月供. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate).

上面列出的7/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). 在最初的7年之后, 有可能是利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的7年之后, your interest rate can increase or decrease annually based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.(00%)四舍五入到最接近的0.125%. 任何改变都可能严重影响你的月供. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate).

概述

  • 不需要私人按揭保险(PMI)
  • 首付低至购买价格的5%
  • 单户贷款高达35万美元
  • 固定利率和可调利率期权

一个好的选择如果:

  • 你没有省下一大笔首付
  • 您希望避免PMI的额外成本
  • You would benefit from extra help and advice throughout the mortgage process
  • Trade-off: 感兴趣 rate can be slightly higher than traditional fixed-rate and adjustable-rate options

固定利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 3.375% 3.426% 0.0 $1,050.00 360
20年的固定 3.125% 3.196% 0.0 $1,332.00 240
15年固定 2.750% 2.841% 0.0 $1,612.00 180

可调利率

感兴趣 率  4月  点  最初的月度 付款 最大的月度 付款
5/5的手臂30 2.750% 3.252% 0.0
个月1-60
$970.00
个月61 - 360
$1,450.00
7/6的手臂30 2.750% 3.221%
个月1 - 84
$970.00
个月85 - 360
$1,519.00

首次购房者利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. 基于购买价格250美元的月供,000, FICO®分数达到740或更高, 5%或以上的首付, 贷款额为237美元,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed.

上面列出的5/5 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 有可能是利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上边际(2.25%)四舍五入到最接近的0.125%. 任何改变都可能严重影响你的月供. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate).

上面列出的7/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). 在最初的7年之后, 有可能是利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的7年之后, your interest rate can increase or decrease annually based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.(00%)四舍五入到最接近的0.125%. 任何改变都可能严重影响你的月供. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate).

概述

  • 还清你现有的抵押贷款,然后换一个新的, 通常是为了获得更好的利率或期限
  • 对固定利率抵押贷款或浮动利率贷款进行再融资
  • 低费用和交易成本

一个好的选择如果:

  • You want to free up some money in your budget by reducing your monthly mortgage payment
  • 你想缩短你的抵押贷款期限
  • Trade-off: The lowest rates usually carry some fees and closing costs

固定利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 3.000% 3.079% 0.0 $632.00 360
20年的固定 2.875% 2.987% 0.0 $823.00 240
15年固定 2.500% 2.644% 0.0 $1,000.00 180
看到所有利率

可调利率

感兴趣 率  4月  点  最初的月度 付款 最大的月度 付款
5/5的手臂30年 2.375% 2.865% 0.0
个月1-60
$583.00
个月61 - 360
$929.00
7/6的手臂30年 2.375% 2.851%
个月1 - 84
$593.00
个月85 - 360
$946.00

FHA利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 2.875% 3.909% 0.0 $1,018.00 360
15年固定 2.750% 3.788% 0.0 $1,666.00 180

弗吉尼亚州的利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 3.125% 3.324% 0.0 $1,096.00 360
15年固定 2.750% 3.111% 0.0 $1,736.00 180

固定利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. 以250美元的购买价格为基础的月供,000, FICO®分数达到740或更高, 40%或以上的首付, 贷款额为150美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed.

可调整利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. 以250美元的购买价格为基础的月供,000, FICO®分数达到740或更高, 40%或以上的首付, 贷款额为150美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制. Please call for rate information about ARM products with terms other than those listed.

上面列出的5/5 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 有可能是利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上边际(2.25%)四舍五入到最接近的0.125%. 任何改变都可能严重影响你的月供. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate).

上面列出的7/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). 在最初的7年之后, 有可能是利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的7年之后, your interest rate can increase or decrease annually based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.(00%)四舍五入到最接近的0.125%. 任何改变都可能严重影响你的月供. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate).

联邦住房管理局抵押贷款利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. Example 每月 支付 based on a purchase price of $250,000, FICO®分数达到740或更高, and 3.5%或以上的首付, 贷款金额为241美元,250; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制.

VA抵押贷款利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. Example 每月 支付 based on purchase and loan amount of $250,000, FICO®分数达到740或更高, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制.

概述

  • A loan for when the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac
  • Available in a variety of terms, including fixed-rate and adjustable-rate loans
  • 涵盖购买和再融资金额高达200万美元
  • 不需要采购经理人指数

一个好的选择如果:

  • You want to avoid taking out two or more loans to finance a home purchase
  • Trade-off: 感兴趣 rate can be slightly higher than traditional home loan and credit requirements are rigorous

概述

  • 低至10%的首付
  • Similar to a standard purchase or refinance except it involves determining future value.
  • Once house is finished, loan switches to permanent financing — same interest rate
  • 12-Month Construction Terms with 90% LTV up to $750,000, and 85% LTV up to $1,250,000

一个好的选择如果:

  • 你喜欢一站式购物,想要一个结束
  • 你只想在施工期间支付利息
  • 地段权益可以记入你的首付
  • 印第安纳州和业主入住
  • 不需要采购经理人指数

得到预先批准 马上申请

或打电话 1-

概述

  • 资助未改良的土地建造你的主要居所
  • 资助金额可达地段价值的百分之八十,最高为二十五万元
  • 1年期极大项

一个好的选择如果:

  • You are building a new home and need to finance the land it will be on
  • 权衡:需要20%或更高的首付

概述

  • 政府支持的贷款
  • 固定利率贷款

一个好的选择如果:

  • If you have less than perfect credit and don’t have enough for the standard 5-20% down payment
  • Trade-off: 利率 are generally slightly higher than conventional loans
FHA贷款 感兴趣 率  4月  点  每月 付款 贷款期限 (个月)

购买利率

30年期固定 2.875% 3.909% 0.0 $1,018.00 360
15年固定 2.750% 3.788% 0.0 $1,666.00 180

再融资利率

30年期固定 2.875% 3.909% 0.0 $1,018.00 360
15年固定 2.750% 3.788% 0.0 $1,666.00 180

联邦住房管理局抵押贷款利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. Example 每月 支付 based on a purchase price of $250,000, FICO®分数达到740或更高, and 3.5%或以上的首付, 贷款金额为241美元,250; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制.

概述

  • 由美国政府担保的抵押贷款.S. 退伍军人事务部
  • For American veterans, current military, reservists, and surviving spouses
  • 无需首付或采购经理

一个好的选择如果:

  • 你正在或曾经在美国服役.S. military and want to take advantage of a mortgage with no down payment
VA贷款 感兴趣 率  4月  点  每月 付款 贷款期限 (个月)

购买利率

30年期固定 3.125% 3.324% 0.0 $1,096.00 360
15年固定 2.750% 3.111% 0.0 $1,736.00 180

再融资利率

30年期固定 3.125% 3.324% 0.0 $1,096.00 360
15年固定 2.750% 3.111% 0.0 $1,736.00 180

VA抵押贷款利率将于2021年12月20日生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率等因素, 可能比这里展示的要高. 利率, 关闭费用和点可能因物业位置不同而不同, 贷款类型和借款人信用和收入特征. 所有融资须经信贷批准. Example 每月 支付 based on purchase and loan amount of $250,000, FICO®分数达到740或更高, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, 如果适用的话, 实际的支付义务可能会更高. 费用如有更改,恕不另行通知. 可能会有一些限制.

概述

  • 美国联邦银行向农村业主提供的抵押贷款.S. 农业部
  • No down payment required—you may finance up to 100% of the property value

一个好的选择如果:

  • You are purchasing a property in a rural area (as defined by the USDA)
  • 你符合你所在县的收入限制