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抵押贷款

Finding the right loan for the right home. 比较 our popular mortgages.

最受欢迎的

固定利率抵押贷款

概述

  • 利率和付款在贷款期内保持不变
  • Available in terms of 5, 7, 10, 15, 20, and 30 years
  • Down payments as low as 20% of purchase price

一个好的选择如果:

  • You want predictable monthly payments that will not change
  • You plan to stay in your home for several years
  • 权衡:利率通常高于可调利率抵押贷款
固定利率抵押贷款 感兴趣 率  4月  点  每月 付款 贷款期限 (个月)

购买利率

30年期固定 3.000% 3.079% 0.0 $632.00 360
20年的固定 2.875% 2.987% 0.0 $823.00 240
15年固定 2.500% 2.644% 0.0 $1,000.00 180
看到所有利率

再融资利率

30年期固定 3.000% 3.079% 0.0 $632.00 360
20年的固定 2.875% 2.987% 0.0 $823.00 240
15年固定 2.500% 2.644% 0.0 $1,000.00 180
看到所有利率

固定利率 effective as of December 20, 2021. N他说,这里显示的利率和年百分比利率(apr)适用于信用评分740或更高、贷款价值比(LTV)为60%的借款人,并且是基于印第安纳州房产担保的贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. 有关按揭产品的利率资料,请致电查询.

概述

  • 利率和支付在一段时间内是固定的,然后再进行调整
  • 可以在3/6, 5/6, and 7/6 ARM terms with 30-year amortization terms, as well as 5/5 30-year and 5/5 15-year terms
  • 一些选择提供高达90%的融资,并且没有私人抵押贷款保险(PMI)
  • Low fees and closing costs

一个好的选择如果:

  • You want lower payments at the start of the loan
  • You are planning to own your home for a short period of time
  • Possibility of lower rates in the future
  • Trade-off: After the set rate period is over, the interest rate can increase depending on market conditions

 

Adjustable 率 抵押贷款 (ARM) 感兴趣 率  4月  点  最初的月度 付款 最大的月度 付款

购买利率

5/5的手臂30年 2.375% 2.865% 0.0
个月1-60
$583.00
个月61 - 360
$929.00
7/6的手臂30年 2.375% 2.851%
个月1 - 84
$593.00
个月85 - 360
$946.00

再融资利率

5/5的手臂30年 2.375% 2.865% 0.0
个月1-60
$583.00
个月61 - 360
$929.00
7/6的手臂30年 2.375% 2.851%
个月1 - 84
$593.00
个月85 - 360
$946.00

可调利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高,贷款价值比(LTV)为60%的借款人,并基于印第安纳州的房地产担保贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. 请致电获取ARM产品的费率信息,除列出的条款外.

The 5/5 ARM product listed above 是一种30年期贷款,最初5年的利率是固定的(60次还款). After the initial five-year period, it is possible that the interest rate, 4月, 在贷款的剩余期限内,还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次,直到第15年,根据5年期国债的平均收益率,利率可以每年增加或减少一次, 加上边际(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月支付61-360是基于当前的指数加上保证金(完全指数化率).

The 7/6 ARM product listed above 是一种30年期贷款,头7年的初始利率是固定的(84次还款). After the initial seven-year period, it is possible that the interest rate, 4月, 在贷款的剩余期限内,还款额可能会大幅增加. After the initial seven-year period, 您的利率可以在一年期美国银行同业拆息的基础上每年增减.S. 以美元计价的30天SOFR收益率加上澳门新莆京游戏手机版的保证金(3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月支付85-360是基于当前的指数加上保证金(完全指数化率).

概述

  • No Private 抵押贷款 保险 (PMI) required
  • Down payments as low as 5% of purchase price
  • Single-family loans up to $350,000
  • Fixed- and Adjustable-率 options

一个好的选择如果:

  • You do not have a substantial down payment saved
  • You want to avoid the extra cost of PMI
  • 在整个按揭过程中,你会得到额外的帮助和建议
  • 权衡:利率可以略高于传统的固定利率和可调利率选项

固定利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 3.375% 3.426% 0.0 $1,050.00 360
20年的固定 3.125% 3.196% 0.0 $1,332.00 240
15年固定 2.750% 2.841% 0.0 $1,612.00 180

可调利率

感兴趣 率  4月  点  最初的月度 付款 最大的月度 付款
5/5的手臂30 2.750% 3.252% 0.0
个月1-60
$970.00
个月61 - 360
$1,450.00
7/6的手臂30 2.750% 3.221%
个月1 - 84
$970.00
个月85 - 360
$1,519.00

First Time 首页buyer 利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高,贷款价值比(LTV)为95%的借款人,并基于印第安纳州的房地产担保贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on purchase price of $250,000, FICO® score of 740 or greater, 5% or more down payment, and loan amount of $237,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. 有关按揭产品的利率资料,请致电查询.

The 5/5 ARM product listed above 是一种30年期贷款,最初5年的利率是固定的(60次还款). After the initial five-year period, it is possible that the interest rate, 4月, 在贷款的剩余期限内,还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次,直到第15年,根据5年期国债的平均收益率,利率可以每年增加或减少一次, 加上边际(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月支付61-360是基于当前的指数加上保证金(完全指数化率).

The 7/6 ARM product listed above 是一种30年期贷款,头7年的初始利率是固定的(84次还款). After the initial seven-year period, it is possible that the interest rate, 4月, 在贷款的剩余期限内,还款额可能会大幅增加. After the initial seven-year period, 您的利率可以在一年期美国银行同业拆息的基础上每年增减.S. 以美元计价的30天SOFR收益率加上澳门新莆京游戏手机版的保证金(3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月支付85-360是基于当前的指数加上保证金(完全指数化率).

概述

  • Pay off your existing mortgage and replace it with a new one, usually to secure a better interest rate or term
  • Refinance to fixed-rate mortgages or adjustable-rate loans
  • Low fees and closing costs

一个好的选择如果:

  • 你想通过减少每月的抵押贷款支付在你的预算中节省一些钱
  • You want to shorten the term of your mortgage
  • 交换:最低的利率通常包含一些费用和交易成本

固定利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 3.000% 3.079% 0.0 $632.00 360
20年的固定 2.875% 2.987% 0.0 $823.00 240
15年固定 2.500% 2.644% 0.0 $1,000.00 180
看到所有利率

可调利率

感兴趣 率  4月  点  最初的月度 付款 最大的月度 付款
5/5的手臂30年 2.375% 2.865% 0.0
个月1-60
$583.00
个月61 - 360
$929.00
7/6的手臂30年 2.375% 2.851%
个月1 - 84
$593.00
个月85 - 360
$946.00

FHA利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 2.875% 3.909% 0.0 $1,018.00 360
15年固定 2.750% 3.788% 0.0 $1,666.00 180

弗吉尼亚州的利率

感兴趣 率  4月  点  每月 付款 贷款期限 (个月)
30年期固定 3.125% 3.324% 0.0 $1,096.00 360
15年固定 2.750% 3.111% 0.0 $1,736.00 180

固定利率 effective as of December 20, 2021. N他说,这里显示的利率和年百分比利率(apr)适用于信用评分740或更高、贷款价值比(LTV)为60%的借款人,并且是基于印第安纳州房产担保的贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. 有关按揭产品的利率资料,请致电查询.

可调利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高,贷款价值比(LTV)为60%的借款人,并基于印第安纳州的房地产担保贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. 请致电获取ARM产品的费率信息,除列出的条款外.

The 5/5 ARM product listed above 是一种30年期贷款,最初5年的利率是固定的(60次还款). After the initial five-year period, it is possible that the interest rate, 4月, 在贷款的剩余期限内,还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次,直到第15年,根据5年期国债的平均收益率,利率可以每年增加或减少一次, 加上边际(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月支付61-360是基于当前的指数加上保证金(完全指数化率).

The 7/6 ARM product listed above 是一种30年期贷款,头7年的初始利率是固定的(84次还款). After the initial seven-year period, it is possible that the interest rate, 4月, 在贷款的剩余期限内,还款额可能会大幅增加. After the initial seven-year period, 您的利率可以在一年期美国银行同业拆息的基础上每年增减.S. 以美元计价的30天SOFR收益率加上澳门新莆京游戏手机版的保证金(3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月支付85-360是基于当前的指数加上保证金(完全指数化率).

FHA 抵押贷款 利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高和96的借款人.贷款价值比(LTV)为5%,基于印第安纳州房地产担保的贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 购买价格为25万美元的月供,FICO®分数为740或更高,以及3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.

VA 抵押贷款 利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高,贷款价值比(LTV)为100%的借款人,并基于印第安纳州的房地产担保贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于购买和贷款金额的每月支付金额为250美元,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.

概述

  • 当抵押贷款金额超过房利美和房地美设定的贷款服务限制时发放的贷款
  • 贷款期限多种多样,包括固定利率和浮动利率贷款
  • Covers purchase and refinance amounts up to $2 million
  • 不需要采购经理人指数

一个好的选择如果:

  • 你想要避免用两笔或更多的贷款来购买房屋
  • 权衡:利率可以略高于传统的住房贷款和信用要求是严格的

概述

  • As low as 10% down payment
  • 类似于标准的购买或再融资,除了涉及确定未来价值.
  • 一旦房屋完工,贷款就转为永久性融资——利率相同
  • 12个月的建设条款,其中LTV 90%(最高75万美元),LTV 85%(最高125万美元)

一个好的选择如果:

  • You like one-stop shopping and want one closing
  • You want to pay interest only during construction
  • Lot equity may be credited toward your down payment
  • Indiana and Owner-Occupancy only
  • 不需要采购经理人指数

得到预先批准 马上申请

或打电话 1-

概述

  • Finance unimproved land for building your primary residence
  • Finance up to 80% of the lot value up to $250,000 maximum
  • 1年期极大项

一个好的选择如果:

  • 你正在建造一个新房子,需要为它的土地提供资金
  • Trade-off: Requires 20% or higher down payment

概述

  • Government-backed loan
  • 固定利率贷款

一个好的选择如果:

  • 如果你的信用不太好,没有足够的钱支付标准的5-20%的首付
  • 权衡:利率一般略高于常规贷款
FHA贷款 感兴趣 率  4月  点  每月 付款 贷款期限 (个月)

购买利率

30年期固定 2.875% 3.909% 0.0 $1,018.00 360
15年固定 2.750% 3.788% 0.0 $1,666.00 180

再融资利率

30年期固定 2.875% 3.909% 0.0 $1,018.00 360
15年固定 2.750% 3.788% 0.0 $1,666.00 180

FHA 抵押贷款 利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高和96的借款人.贷款价值比(LTV)为5%,基于印第安纳州房地产担保的贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 购买价格为25万美元的月供,FICO®分数为740或更高,以及3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.

概述

  • 抵押贷款 guaranteed by the U.S. Department of Veterans Affairs (VA)
  • 为美国退伍军人、现役军人、预备役军人和幸存的配偶
  • No down payment or PMI required

一个好的选择如果:

  • You are serving or have served in the U.S. 军人和想利用抵押贷款,没有首付
VA贷款 感兴趣 率  4月  点  每月 付款 贷款期限 (个月)

购买利率

30年期固定 3.125% 3.324% 0.0 $1,096.00 360
15年固定 2.750% 3.111% 0.0 $1,736.00 180

再融资利率

30年期固定 3.125% 3.324% 0.0 $1,096.00 360
15年固定 2.750% 3.111% 0.0 $1,736.00 180

VA 抵押贷款 利率 effective as of December 20, 2021. 请注意,这里显示的利率和年百分比利率(apr)适用于信用评分为740或更高,贷款价值比(LTV)为100%的借款人,并基于印第安纳州的房地产担保贷款. 实际利率和apr可能会因您的信用评分而有所不同, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于购买和贷款金额的每月支付金额为250美元,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.